Headshot of Underwriting Agent and VP of Underwriting David Martin

David Martin

SVP, Underwriting

(864) 751-9059

Balance Sheet Underwriting

Acting as an extension of your credit department, we will integrate with your team to create a seamless workflow. We’ve worked with balance sheet lenders to pre-screen and underwrite loans across all product types, including construction financing and loan participations.

We offer a fully customizable scope of work to fit your needs and our team can scale their involvement – whether you need us to be client-facing or working through an internal representative.

  • Full Loan Underwriting
  • Review sizing and loan structure
  • Critically examine historical cash flows and prepare proforma underwriting in accordance with your guidelines
  • Investigate and analyze sponsor credit, history, and financials
  • Review management company experience and suitability
  • Critically review third party reports
  • Perform site inspection
  • Collect market data, analyze comparables, and interview market participants
  • Identify strengths/weaknesses and mitigates to risks
  • Presentation to credit committee


Head over to our contact page, fill in your information, and we'll be in touch soon.