Our Leadership Team

Quality, experience, reliability you can count on.

Executive Leadership Team

Matt Legge

Chief Executive Officer

Executive Vice President

Executive Vice President

Lender Services

Senior Leadership Team

Senior Vice President


Senior Vice President

Due Diligence

Senior Vice President


Senior Vice President

Asset Management

Senior Vice President


Senior Vice President
Human Resources

Senior Vice President

Business Development

Senior Vice President

Engineering + Environmental

Management Team

Vice President


In 2006, Zack created Armada Analytics. Using his previous industry exposure, he built and refined the commercial real estate underwriting experience. He continues to guide Armada today by adhering to his vision and fostering its growth through his passion for improvement.

Not only is Zack passionate about the industry, he’s passionate about people. He is an advocate for giving back to others and holds a position on the board for A Child’s Haven, a locally-based charity. Zack is always searching for ways to better himself, and he is known for challenging others to join him.

In his free time, Zack’s hobbies gravitate towards the extreme, to include racing cars. His love for the sport has led him to sponsor a race team in 2021, giving ambitious young adults the chance to enjoy the racing at a new height. 

Headshot of Matt Legge, CEO of Armada Analytics

Matt Legge


Matt applies his deep industry knowledge and extensive Agency experience to lead the Armada team. Previously, Matt was the Head of Underwriting at Capital One Multifamily Finance for Fannie Mae and Freddie Mac. With his guidance during his tenure there, Capital One was consistently a top 10 Fannie Mae and Freddie Mac lender.

As CEO, Matt leads by example. He takes pride in being an ambitious, transparent, and reliable role model. These pillars are echoed through his passion of giving back and the encouragement he gives to those around him, inspiring them to be selfless and authentic.

When his CEO hat comes off, Matt puts his hardhat on and builds a Lego city with his kids. This city lives in their basement and comes alive during holidays and birthdays. There are very few places where you can see Hogwarts, the Ninjago Tower, and Elsa’s castle from Frozen all at once.

Leigh-Anne Devier


As EVP, Leigh-Anne is a leading contributor to the facets that bind Armada together, including human resources, business growth, and budgeting efforts. Her experience makes her an indispensable voice in the company’s decision-making process.

Leigh-Anne embodies what it means to be passionate. She is driven by exciting opportunities that better the company and is eager to take on new challenges. She prioritizes connecting with others and her adaptability is one to be envied.

When Leigh-Anne isn’t taking on new challenges professionally, she is challenging herself in her personal life. She loves lake water sports and can be found kayaking, paddleboarding, wake surfing, and slalom skiing (just to name a few).

Michael Fissette

EVP, Lender Services

Mike joined Armada in its infancy and has been an integral part of its development. As EVP, he oversees the Underwriting, Asset Management, Closing, and Insurance departments; focuses on the continued expansion of Armada’s product lines; and nurtures client development.

Mike injects ambition into everything he does. He knows commercial real estate inside and out and is the go-to resource for every industry update. Whether he’s talking about underwriting, his passion for volunteering, or asking about everyone’s weekend, Mike’s door is always open.

When he’s not in the office, Mike can be found on the soccer pitch. He holds the second best season goals against average in South Carolina for AA soccer and his co-ed soccer team has won four of the last six championships.

Zack Toates

SVP, Zoning

Headshot of Zack Toates, Senior VP of Zoning

In 2014, Zack co-created and developed the zoning platform. His team has been integral in the adoption of Armada’s tech platforms, being at the forefront of new initiatives to enhance internal productivity and refine client deliverables.

Zack is committed to his clients. He works to simplify his team’s processes, making client’s lives easier by staying ahead of industry changes. Zack’s drive for his clients sets a strong example for his team. He encourages them to be ambitious, determined, and reach their highest potential.

Zack is a huge advocate for enjoying the journey, not just the destination. To put this into practice, he drove the Road to Hana in Maui, a 64.4-mile-long stretch along the coast.

Dennis Ellis

SVP, Due Diligence

Headshot of Dennis Ellis, Senior VP of acquisition and due diligence

Dennis has overseen the Due Diligence department since 2018. His team handles due diligence inspections, annual lender’s inspections, and lender disbursement reviews to include budget reviews and site inspections for new construction and capital improvements.

With a real estate career spanning 44 years, Dennis has a wealth of knowledge. He is always available to share his expertise and experience with his team, clients, and, even, competitors. In addition to managing the largest and most dynamic team, Dennis is attentive to each deal and ensures that his team is well-equipped to handle any project.

It’s fitting that Dennis manages the team that is most traveled as he himself has been to all 48 contiguous states. He hasn’t just driven through the state or lounged in the airport, he’s stepped on the ground in each state.

Reid Rechel

SVP, Technology

Headshot of Reid Rechel, Direct of Technology

Reid is responsible for ensuring the technology strategy integrates with Armada’s long-term vision and short-term goals. He spearheads workflow and product improvements, marketing efforts, and application development.

As SVP, Reid is an advocate for change and pilots countless initiatives across departments. He is the “Venn diagram” of Armada; seamlessly pivoting between and aligning the divisions he manages. Reid always brings a fresh perspective to the table, pushing his team to challenge ideas and adopt a lateral thinking approach.

Although Reid is based in Colorado, he calls any open road his home. With a state-of-the-art travel van, it’s easy to zip around and work from anywhere. So far, Reid has logged 65,000 miles (and counting), with upwards of six consecutive weeks on the road. #vanlife!

Andrew DiGirolamo

VP, Asset Management

Headshot of Andrew DiGirolamo, VP of Asset Management

Andrew oversees the Asset Management Department, which handles a wide variety of post-closing transactions and risk analyses. Prior to joining Armada, Andrew spent seven years at Capital One Bank in various roles within the Multifamily Agency Finance Asset Management space.

Since joining the team, Andrew has jumped headfirst into his role. He inspires those around him with his strong work ethic, promoting a client-centric environment concentrated on accuracy and communication.

Just as Andrew is dedicated to his work, he is equally dedicated to his hobbies. Ever since he was six years old, Andrew has been competitively racing radio control cars all around the country.

David Martin

SVP, Underwriting

Headshot of Underwriting Agent and VP of Underwriting David Martin

David oversees Armada’s Underwriting wing. His experience spans across all affordable, conventional, and seniors housing work performed with many Armada clients, including Freddie Mac.

While David guides the Underwriting department, he still stays connected with each member of the team. With deep roots in the industry, David is a natural mentor. David’s mentorship cultivates teamwork and collaboration, setting an example that others easily follow.

David is a huge music lover and can strike up a conversation about any artist or genre. He has seen over 100 concerts spanning across a wide variety of artists and venues.

Lora Sellers

SVP, Human Resources

Headshot of Lora

Lora is an accomplished global Human Resources (HR) professional with over 20 years of experience in all aspects of HR management, holding various leadership roles for numerous fortune 500 companies. She takes pride in building HR strategies to influence organizational change and drive business excellence through employee engagement initiatives. 

Lora is a courageous “change agent” with a demonstrated ability to quickly establish rapport at all levels within the company. She believes that people matter and strives to be a strong advocate for the employees and the organization.

When Lora is not holding down her day job as an HR professional, she enjoys running, shopping at every mall she can find, traveling, and walking on the beach. She hopes to be brave again and go horseback riding during the sunset in Arizona. However, the best time in Lora’s life is the time she spends with her husband and best friend, making great memories as she cherishes every moment of this beautiful thing called “life”!

Stephen Young

SVP, Business Development

As Chief Credit Officer, Stephen guides credit decisions for the Underwriting department and leverages internal capacity needs by performing high-level transaction reviews. Previously, he managed all Agency Affordable Housing, Student Housing, and Conventional transactions for Fannie Mae and Freddie Mac. 

With over a decade in the industry, Stephen is incredibly adept and well-versed in all things Underwriting. He is eager to share his knowledge, bettering his peers and colleagues. Stephen’s devotion to his clients is unmatched and he sets a prime example for his team, relaying the importance of a quality-focused work ethic.

Stephen is a self-anointed barbecue connoisseur, having explored a lengthy list of joints throughout the southeast. Despite spending much of his life in Greenville, SC, Stephen has developed a strong affinity for Texas brisket after living in Dallas for over five years.

Randy Davis

SVP, Engineering + Environmental

Randy has more than 42 years of experience in the consulting services industry. Beginning in 1979, he worked for an environmental services company, becoming a Contract Program Manager for the firm’s EPA Superfund contract where he oversaw EPA Superfund cleanups across 15 states. Focusing on multifamily real estate assessments, he went on to start his own firm, f3, inc., which was a respected provider of services to the commercial mortgage banking industry. In 2022, f3, inc. was acquired by Armada to add Engineering and Environmental to their already extensive list of commercial real estate services.

On the weekends, Randy scours flea markets and estate sales searching for vintage axes and hatchets to restore and collect. Adding to his hobby, he has a granddaughter that loves to throw hatchets and spend quality time with him outdoors.

Heath Phillips

VP, Underwriting

Headshot of Heath Phillips, VP of Underwriting

Heath oversees the Conventional, CMBS, and Small Balance Agency wing of the Underwriting department. In addition, he leads Agency Assumptions and Conventional transactions for Fannie Mae and Freddie Mac.

Heath is a natural leader. He guides his team through complicated deals and is always happy to share the wealth of his expertise. Heath always brings a side of levity with him and has a knack for drawing out the positive in any situation.

Heath is a huge sports fan and loves to visit as many stadiums as possible. To date, he has been to a college or professional football game at 24 different stadiums across the country.


Head over to our contact page, fill in your information, and we'll be in touch soon.