Headshot of Underwriting Agent and VP of Underwriting David Martin

David Martin

SVP, Underwriting

(864) 751-9059

Agency Underwriting

As the industry leader in Fannie Mae DUS™ and Freddie Mac Program Plus™ contract underwriting, our staff understands the diverse needs and delicate intricacies of Agency lending.

Our team provides quick, thorough, and accurate pre-screen and full underwriting services on multifamily loans, including affordable, seniors, student and manufactured housing – from small balance to large portfolios.

We are proud to call over half of all Fannie Mae DUS™ Lenders and Freddie Mac Program Plus™ Seller/Services our esteemed clients.

  • Full Loan Underwriting
  • Review sizing and loan structure
  • Critically examine historical cash flows and prepare pro forma underwriting in accordance with investor guidelines
  • Investigate and analyze borrower credit, history, and financials
  • Review management company experience and suitability
  • Critically review third party reports
  • Perform site inspection
  • Collect market data, analyze comparables, and interview market participants
  • Identify strengths/weaknesses and mitigates to risks
  • Prepare program waivers
  • Present to credit committee and delivery support

In light of a recent increase in hiring scams, we have experienced fraudulent postings/accounts posing as our company.

To provide clarity and support for anyone applying to join our team, we want to share some information about our process. Our current openings are listed here; we highly encourage applicants to apply directly through our site.

After applying, our team will reach out to you directly from an @armadaanalytics.com email. Our interview process includes video calls or in-person interviews. We will never ask for personal payment, require you to purchase equipment during our process, or send an offer letter without an interview involving multiple members of our team.

Please always be sure to protect your personal information, and if you’re in doubt over the legitimacy of a job posting found on another site, review our listings here to verify.

Please report any hiring scams by going to https://www.ic3.gov/.

We looking forward to connecting!


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